MobileFintechMobile moneyAgency bankingAndroid

ChamsMobile

A mobile money and agency banking super-wallet for individuals and businesses.

Challenge

ChamsMobile needed a reliable wallet and agent network platform that could process payments, verify identities, and manage payrolls at scale.

Solution

I worked on building the Kegow wallet experience — enabling money transfers, utility bill payments, airtime top-ups, and agent onboarding flows. The app sits on a CBN-licensed mobile money and agency banking infrastructure backed by top-tier NDPR-compliant encryption.

Impact

Single wallet covering transfers, bill payments, airtime, and data
Agency banking module empowering thousands of agents across Nigeria
NDPR-compliant data handling and NITDA certification
Payroll solution for public and private sector institutions
Integration with I'm Alive pension verification, broadening the ecosystem

Tech stack

Android
Jetpack Compose
Mobile Money APIs
Encryption / PKI
Git/version control

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